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This coverage provides liability protection against claims made by third parties, including compensation for bodily injury, death, or damage to third-party property resulting from the insured's actions or negligence.
In addition to the curr
Provides protection against third-party claims for bodily injury, death, or property damage arising from construction activities.
Specifically covers the contractor’s legal liabilities, excluding material damage to the works or equipment.
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Pays for damages awarded to third parties for injury, death, or property loss.
Handles the legal costs of defending against third-party claims.
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Motor, Public/Product Liability, Workmen’s Compensation, General Third-Party Liability, Contingent Employers’ Liability, Occupiers/Builders’ Liability, Professional Indemnity, Directors’ and Officers’ Liability.
Arrangement between the Pool and members is akin to the Quota Share arrangement on the basis of 60/40.
Cession is the same for all policies except for Motor Comprehensive where 4.5% and Contractors’ All Risks where 15% of premium is ceded to the Pool to cater for the Liability aspects of the risks.
Cession to the Pool depends on how you rank the Pool; for instance, would you feed your treaty before thinking of the Pool or vice versa?
Some of the notable exclusions are participation in: (1) The own damage section of members’ motor policies (2) Exploration, drilling, processing of petroleum gasoline or related products and petrochemical products
The Pool’s arrangement with the members is on a Quota Share basis and does not support layered liability policies.
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